Do I Have to “Spend Down” Everything to Qualify for Medicaid?

spend down

My spouse is going to have to move to a nursing home. When spending down assets for the sick spouse to qualify for Medicaid, does it have to be done before sick spouse is sent to a nursing home or can it be done even after the sick spouse is admitted to a nursing home?

Special Needs Planning

special needs

Estate planning should always be customized to each individual creating a plan. This is particularly important when planning for beneficiaries with disabilities.

What Should I Know Before Starting Social Security?

social security

Since you began working, Social Security has recorded your reported earnings under your name and Social Security number. Social Security updates your record each time your employer (or you, if you’re self-employed) report your earnings. Your earnings determine your benefit amount.

How Does Medicaid Count Assets?

medicaid

Although the Medicaid system may be a generally recognized public benefit, the intricacies of the program usually do not become relevant to individuals, until they face the need to use it.